Alex Ritchie

Personal Finance Writer

Alex is a personal finance writer and PR professional at RateCity, and has been writing about finance for over three years. She is passionate about closing the gender pay and superannuation gap, and aims to help young Aussies to overcome their financial apathy and better manage their finances. Alex has been published in numerous print and online outlets, including Money Magazine, Lifehacker Australia, and Business Insider.

421 articles written by Alex Ritchie

Savings Accounts

Macquarie Bank cuts savings rates, joins 50 lenders who’ve cut in 2021

Macquarie Bank has today revealed changes to its popular savings account, with cuts of 25 basis points in effect across its tiered variable account. Macquarie Bank joins the ranks of 50 other savings account providers who’ve cut interest rates since 1 January this year.

Personal Loans

What is a short-term personal loan?

Whether you’ve been stung with an unexpected bill or your car has broken down, we’ve all been in situations where we need cash fast. And a short-term personal loan may be one solution you’ve come across.

Home Loans

Bank of Queensland to acquire ME Bank, pushes to compete with big four

Bank of Queensland has revealed a $1.325 billion deal to purchase ME Bank in an effort to compete with the big four banks and “balance out” its presence on the east coast.

Credit Score

Does your credit score directly relate to how much money you can take out?

If you’re applying for credit products you may be wondering how much your credit score comes into play. But did you know your credit score may impact the amount of money you’re approved for?

Home Loans

Home buying intentions increase as property prices tipped to rise

Home buying spending intentions are continuing to rise in 2021, according to the latest Household Spending Intentions Series by CommBank. Meanwhile, housing prices across Australia have been tipped to rise around 14 per cent in the next two years.

Savings Accounts

Nearly three quarters of Aussie couples clash over money

Valentine’s Day is just around the corner, but when it comes to your finances, mixing love and money is still proving tricky for many Aussies.

Home Loans

Home loan cashback deals for February 2021

If you’re on the path of greater financial health this year, you may be considering refinancing your home loan. And in February, there are a range of home loan cash back deals up for grabs for refinancers.

Superannuation

Almost $500m withdrawn from Aussie superannuation funds

Australians have dipped into almost half a billion worth of super funds in 2019-20, according to new figures from the Australian Taxation Office. This was a 10 per cent increase compared to the year before.

Credit Score

Why your credit score differs between Experian and Equifax

Let’s take a look into why your credit score may differ between Experian and Equifax, and practical steps you may take today to boost your credit score.

Home Loans

How refinancing your home loan could save you big

In a time when every dollar counts for household budgets, it’s no surprise so many Australians are looking to get a little breathing room from their mortgage repayments. Let’s take a look at just how refinancing may help your finances in 2021.